Application link below calculator

Enter your current bill rate, along with estimates for the number of hours & weeks you generally work.  These numbers drive the rest of the comparison.

When you work as an independent contractor, you are required to pay what is called a "self-employment" tax for Medicare and Social Security.  This is a cost of 7.65%.  As a W-2 employee, your employer pays this portion of your taxes.

Your pay rate with Umbl is 80% of your bill rate, so you will see a 20% initial reduction in gross wages (most of this is returned below).

There will be a non-taxable "reimbursement" equal to 5% of your pay, to help cover the cost of health insurance.  This 5% is added whether or not you enroll in our plan.

You will accrue personal time off, up to five days per year.  Whether you need to take care of a loved one, or spend a day at the beach, the time is yours.  We will pay you for any unused time at the end of the year.

Should you choose to enroll in our 401k plan, we will match contributions you make, up to 4% of your pay.

This "Umbl-adjusted" income is a fair dollar-for-dollar comparison to your current gross income, accounting for the self-employment tax that we are now paying.

The monthly differential in take-home pay (roughly 3%) is used to administer the program (payroll, billing, tax filings, cash float), as well as provide unemployment benefits, life and disability insurance, and professional liability coverage.

Click here to find more details, submit a resume, and complete a brief questionnaire to start the conversation.